Drug and Alcohol Rehab Services
Drug and alcohol rehab services are a process of psychotherapy and medical treatment for drug and alcohol addiction. These programs are aimed at curing people of their dependency on prescription and street drugs. In addition, drug rehabilitation centers help individuals overcome social stigma and re-establish a normal life. This process is a vital part of the treatment for many drug addicts.
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Outpatient drug rehab
Outpatient alcohol and drug rehab services provide daily treatment, but allow patients to live in their own homes while in treatment. In New York City, there are hundreds of such facilities. Most of them are located in Manhattan, Brooklyn, and the Bronx. There are also a few in Queens and Staten Island. In addition to outpatient rehab facilities, there are supportive housing programs administered by nonprofit organizations. These programs provide affordable housing and a variety of support services to people who are homeless or have a serious mental illness.
Outpatient alcohol and drug rehab services vary in intensity and duration. Standard outpatient programs involve individual or group counseling sessions, usually one or two times per week. An intensive program may include group therapy or family therapy sessions. It can include medical management and other services as well. It is typically a good option if a patient needs intensive treatment, but can't commit to a full-time inpatient program.
An outpatient alcohol and drug rehab program is an excellent choice for those with a busy schedule. It provides a structured environment that helps the individual focus on healing. Aside from regular therapy sessions, outpatient treatment can also involve regular drug tests. The patient may also be required to complete assignments outside of the scheduled sessions.
Private insurance
Many insurance companies cover some or all of the cost of drug and alcohol rehab. However, in-network rehab will cost more than out-of-network rehab and in some cases, it will not be covered at all. If your insurance does not cover rehab, you can look for scholarships and low-cost options.
The Patient Protection and Affordable Care Act (ACA) requires insurance providers to cover substance abuse treatment in a fair manner. It also streamlines the process of selecting an insurance provider. You can compare the overall costs of various insurance plans by comparing them according to the factors that you consider most important. Be sure to compare the cost of out-of-pocket expenses and out-of-network coverage to determine which plan is right for you.
Most health insurance companies have lists of recognized treatment facilities and providers in their networks. It is a good idea to talk to the customer care representatives of these companies to determine which facilities are in-network and which will be covered by your primary insurer. Additionally, customer service representatives can help you determine if your plan covers additional services that you need.
Medicare
If you are in need of drug and alcohol rehab services and you have Medicare, you may be able to get treatment for free or at a lower cost. The amount of coverage depends on the type of insurance plan, the length of stay, and the network of facilities. In addition, the cost of drug and alcohol rehab services depends on the type of program and the rehab center you choose.
Outpatient rehabilitation programs for drug and alcohol addiction may be covered under Medicare Part B. These plans pay up to 80% of the costs of outpatient care and may include alcohol misuse screenings and therapy. Part B also covers medications administered in clinics. Some Medicare plans may also include a supplemental drug plan, or Medigap.
Medicare is often expensive. Depending on the severity of your addiction, it may be beneficial to find a Medigap plan that will pay for your Part A deductible and extend the time that Medicare pays for inpatient hospitalization. Also, keep in mind that Medicare pays for four counseling sessions to address alcohol-related issues. Similarly, Medicare will also pay for individual or group psychotherapy.
Humana
If you have Humana health insurance, you may be eligible for coverage of drug and alcohol rehab services. These services are available at hospitals and rehab facilities that have been vetted by the insurance company. These programs focus on science-based, evidence-based addiction care. In contrast, private facilities that use unconventional, luxury treatments and "New Age" therapies are not covered by Humana. If you are a Humana member, you can get more information about coverage and what's covered.
Humana has several in-network treatment facilities all over the country. This network covers a decent number of facilities, but some may not be in your area. You should call Humana to inquire about your coverage. The representatives are ready to help you find a facility that works with your plan. They will also verify your coverage and let you know what your out-of-pocket costs will be.
Humana is one of the largest health insurance companies in the country. They offer medical insurance plans for both individuals and groups, including Medicare Advantage plans and Medicare prescription drug plans. They also offer dental and pharmacy coverage, and a range of insurance for businesses.
